Author

Tejas Telkar

Founder, MyHishob

Tejas built myhishob after failing to find an expense tracker that actually worked for Indian users — one that understood Indian income patterns, Indian languages, and didn't require handing over bank credentials to work.

After years of abandoned spreadsheets and Western finance apps that defaulted to dollars and 401k categories, he built myhishob from scratch — privacy-first, India-first, free forever. The app launched in 2025 and supports English, Hindi, and Marathi.

He writes about personal finance for Indian households — budgeting, saving, and building better money habits on any income.

Articles by Tejas Telkar

• Best Expense Tracker Apps in India 2026 →
• Zero-Based Budgeting for Indian Households →
• How to Build a Monthly Budget That Actually Works →
• Expense Tracking Habits of People Who Save More →
• Understanding UPI Spending Patterns in India →
• How to Save Money on a Low Income in India →
• 10 Money Habits to Build in Your 20s in India →
• How to Stop Overspending on Swiggy & Zomato →
• India's Festive Credit Binge →
• Financial Minimalism: Spend Less, Live More →
• Wallet Reset: The Gentle Power of Choices →
• What Most People Track Too Much (and Ignore Completely) →
• Track Every Rupee. Budget Smarter. Save More. →