Our mission
Track every rupee you spend with simple manual entry. Categorise expenses and understand where your money goes.
Set monthly budgets for each category and get alerts before you overspend.
See your spending patterns with clear charts and summaries - daily, weekly, and monthly.
Use myhishob fully in English, Hindi, or Marathi - whichever feels like home.
At myhishob, we believe personal finance should be simple, accessible, and free - for students, homemakers, and working professionals across India.
myhishob was born out of personal frustration. Every expense tracking app I tried felt designed for someone else — categories defaulted to dollars and euros, budgeting frameworks assumed a predictable Western income, and none of them understood what it means to manage money in India. Where your income might be a mix of salary, freelance work, and family business. Where festival season can blow three months of savings in a single week. Where half your family prefers speaking Hindi or Marathi and struggles with English-only interfaces.
After building multiple spreadsheets I abandoned within weeks, I decided to build the app I actually needed — not an adaptation of a Western finance tool, but a fresh start designed from first principles for the way Indians actually earn, spend, and save. That became myhishob.
Most popular expense trackers were built for American or European users. They default to dollars, assume credit card-heavy spending, and have categories like "401k contributions." When Indian users try them, we get a mediocre experience at best. Even the Indian apps that do exist often require you to link your bank account or grant SMS access to auto-import transactions — solving tracking friction at the cost of your financial privacy, with your data sold to advertisers or used to push financial products you never asked for.
The language gap is equally serious. A large share of India's population does not primarily use English in daily life. An expense tracker that only speaks English excludes the homemaker in Pune who manages the family budget, the student in Lucknow tracking their scholarship money, and the professional in Chennai saving for their first home. None of them should have to switch languages to take control of their money.
myhishob was built on three principles: privacy first, India first, and free always.
Privacy first means no bank linking, no SMS access, no selling your data to insurers or advertisers. You enter expenses manually — a 10-second process — and your financial life stays yours. We store your data on Firebase servers in Mumbai, under Indian data residency, and we never monetise it.
India first means Indian expense categories, Indian income patterns (salary, freelance, agricultural), Indian festival budget planning, and three Indian languages — English, Hindi, and Marathi. It means the app runs smoothly on budget Android phones, not just flagship devices.
Free always means no subscription tiers, no premium features behind a paywall, no artificial limits. Personal finance tools should be accessible to every Indian, not just those who can afford a monthly subscription for a budgeting app.
myhishob is built with Flutter for Android. Flutter gives us a fast, smooth experience across a wide range of Android devices — including the budget phones that most Indians actually use. We support Android SDK 23 and above, meaning myhishob runs on five-year-old devices without performance issues.
Data syncs through Google Firebase, with Firestore as the primary database and local Hive storage for offline reads. When you're in an area with patchy connectivity — which describes a large part of India — you can still view all your data. Firebase Crashlytics monitors app stability in production, and our entire architecture follows Clean Architecture principles to keep the codebase maintainable as we add new features.
Help every Indian household take control of their money — regardless of income level, language, or financial education.
Not disrupting personal finance. Not building a fintech unicorn. Just making it genuinely easy for real Indian families to understand where their money goes and make better decisions with what they have — whether that's a chai vendor tracking daily cash, a software engineer managing SIPs and subscriptions, or a homemaker running a tight household budget without a spreadsheet.
