Disclosure: myhishob is our product. We've presented this comparison as accurately and fairly as possible — including where Money View is genuinely better.
myhishob vs Money View
Both are popular Indian expense trackers. But they make very different trade-offs — especially around privacy. Here's what each one is actually best for.
⭐ myhishob
Best for users who want privacy. No SMS access, no bank login, no data selling. Manual entry in Hindi, Marathi, or English. Free forever — no upsells, no loan offers, no credit profiling.
Money View
Best for users who want auto-import from SMS and are comfortable granting SMS read permission. Also useful if you want credit score tracking or personal loan access in the same app.
Feature-by-feature comparison
Data as of April 2026, sourced from app stores, official websites, and privacy policies. Green = advantage.
The key differences explained
1. SMS permissions: the biggest difference
Money View's core feature is automatic transaction import — it reads your bank SMS alerts and logs them as expenses without manual input. This is genuinely convenient. But it requires you to grant the app permission to read all SMS messages on your phone.
myhishob never requests SMS permission. You enter expenses manually — a 10–15 second process per transaction. This is slower, but it also means myhishob has zero visibility into your incoming messages. If data privacy is important to you, this difference matters significantly.
2. How Money View uses your data
Money View is not just an expense tracker — it is also a lending platform that offers personal loans to its users. Your transaction data and financial behaviour informs loan eligibility and offers you receive. This is a legitimate business model, but it means your spending data actively influences the financial products you are shown.
myhishob does not offer loans, insurance, or any financial products. Your expense data is used only to show you your own spending history and insights — it is not shared with third parties or used for any profiling.
3. Language support
myhishob supports English, Hindi, and Marathi — the entire interface switches when you change language settings. Money View operates in English only. For households where the primary language is Hindi or Marathi, myhishob provides a meaningfully more accessible experience.
4. Where Money View is genuinely better
Being honest: there are two areas where Money View has an edge:
- Auto-import: If you find manual logging genuinely too cumbersome, Money View's SMS-based import eliminates the friction completely.
- iOS support: Money View is available on iOS. myhishob is currently Android only.
- Credit score + loans: If you want a single app for tracking, credit score, and loan access — Money View offers that combination.
Which one is right for you?
Choose myhishob if:
- You don't want any app reading your SMS messages
- You prefer your data not used for loan profiling
- You want to use the app in Hindi or Marathi
- You want family expense sharing
- You use an Android phone
- You want detailed custom categories
Choose Money View if:
- You want automatic SMS-based transaction import
- You also want credit score tracking
- You might need a personal loan in the future
- You use an iPhone (iOS)
- You prefer English and don't need other languages
Try myhishob free — no SMS required
Free forever. No bank login. No subscription. Track expenses in English, Hindi, or Marathi.
Get myhishob on Android →